Insurance requirements

In order to operate in the Croatian airspace, every foreign air carrier or aircraft operator is required to have liability insurance for damages caused to passengers, baggage, cargo and third parties, in accordance with the Regulation (EC) No 785/2004 of the European Parliament and of the Council of 21 April 2004 on insurance requirements for air carriers and aircraft operators.

Insurance certificate or any other evidence of insurance shall list all insured risks and include Statement that it is issued in compliance with the Regulation (EC) No 785/2004 of the European Parliament and of the Council of 21 April 2004 on insurance requirements for air carriers and aircraft operators.

The requirements regarding minimum insurance covers stated in Special Drawing Rights (SDRs) are as follows:

Insurance in respect of liability to third parties, per accident for aircraft with a maximum take-off mass (MTOM) off:

up to 500 kg 0.75 milion SDR
from 501 and up to 1000 kg 1.5 million SDR
from 1.001 and up to 2.700 kg 3 million SDR
from 2.701 and up to 6.000 kg 7 million SDR
from 6.001 and up to12.000 kg 18 million SDR
from 12.001 and up to 25.000 kg 80 million SDR
from 25.001 and up to 50.000 kg 150 million SDR
from 50.001 kg and up to 200.000 kg 300 million SDR
from 200.001 kg and up to 500.000 kg 500 million SDR
above 500.001 kg 700 million SDR

For every individual passenger 250.000 SDR in commercial operations

For baggage 1.131 SDR in commercial operations

Fir cargo 19 SDR per kg in commercial operations

In respect to non-commercial operations by an aircraft with MTOM of 2700 kg or less, the minimum insurance cover must be 100.000 SDR per passenger.